Best HR Software for Companies Under 100 Employees in 2026: 9 Ranked
Nine HR platforms ranked by real monthly cost at 25 and 75 employees, admin hours saved, and which per-employee fees quietly compound.
The quick answer
Rippling is the best HR software for companies under 100 employees in 2026, unifying HR, payroll, benefits, and even device management on one employee record, with pricing that starts around $8 per employee per month and builds by module. If you want simpler and cheaper, Gusto remains the small-business payroll king at $40/month plus $6 per person. The trap to avoid: per-employee pricing compounds - a "cheap" $12/employee stack costs $10,800 a year at 75 staff before add-ons.
HR software for a sub-100-person company is really a payroll decision wearing an HR costume. Payroll is the function that cannot fail - miss one, and your best people update their resumes - while the rest (PTO tracking, org charts, onboarding checklists, performance notes) is workflow convenience layered on top. So we ranked payroll quality first and the HR garnish second, which is the opposite of how most vendor comparisons weight it.
Pricing at this end of the market comes in three shapes: base-plus-per-employee (Gusto's $40 + $6/person), pure per-employee (BambooHR, HiBob, Justworks), and modular per-employee (Rippling, where each capability adds dollars per head). All three compound with headcount, so we costed every platform at two checkpoints - 25 and 75 employees - because the platform that wins at 25 often loses at 75.
One scope note: this list is for US-headquartered companies. If half your team sits abroad, the calculus shifts toward Deel, ranked below with exactly that caveat.
| # | Pick | Score | Best for | Price |
|---|---|---|---|---|
| 1 | Rippling | 9.1 | Companies of 20-100 that want HR and IT in one system | From ~$8/employee/month core; modular pricing by quote |
| 2 | Gusto | 8.8 | US companies under 50 running their first real payroll | Simple $40/mo + $6/person; Plus $80/mo + $12/person |
| 3 | BambooHR | 8.4 | Companies of 30-100 investing in HR process, not just payroll | Per-employee pricing, typically ~$250-425/month at 25 staff |
| 4 | Deel | 8.1 | US companies with meaningful international headcount | Deel HR free; US payroll ~$19/employee/mo; global modules priced per use |
| 5 | Justworks | 7.8 | Teams of 10-60 that want great health insurance to compete for talent | PEO from ~$59/employee/month; payroll-only from $50/mo + $8/person |
| 6 | HiBob | 7.5 | Fast-growing 50-100 person companies with an HR lead | Quoted; typically ~$10-16/employee/month for core |
| 7 | Homebase | 7.2 | Restaurants, retail, and services running hourly crews | Free basic plan; paid from ~$24.95/location/month; payroll add-on |
| 8 | Zoho People | 6.9 | Cost-driven teams, especially inside the Zoho ecosystem | From $1.25 to ~$4.50/employee/month by tier |
| 9 | Paycor | 6.6 | Companies that want a traditional payroll bureau relationship | Quoted; typically ~$99+/month base plus ~$5-8/employee |
The rankings
Rippling
One employee record that runs payroll, apps, and laptops
- Best for:
- Companies of 20-100 that want HR and IT in one system
- Price:
- From ~$8/employee/month core; modular pricing by quote
- Core pricing
- from ~$8/employee/month
- Typical all-in
- $25-35/employee/month with modules
- At 25 employees
- ~$625-875/month typical
- Payroll speed
- Runs in minutes, 50-state support
What we liked
- + Onboarding provisions payroll, benefits, apps, and devices in one flow
- + Payroll runs in minutes with excellent multi-state tax handling
- + Modules mean you pay only for what you use
- + Scales to 100+ employees and international without replatforming
What we didn't
- − Quote-based modular pricing makes budgeting a negotiation
- − Costs climb fast as modules stack - $25-35/employee all-in is common
- − More system than a 10-person company needs
Rippling's core idea - one employee record that drives everything - sounds like marketing until you onboard someone through it: offer letter signed, payroll and benefits enrolled, Slack and Google accounts provisioned, laptop shipped, all from one workflow in about fifteen minutes of admin time. At companies where HR is somebody's part-time job, that consolidation is worth more than any single feature. Payroll itself is excellent, with multi-state tax registration handled in-app - increasingly the deciding factor for remote-heavy teams spread across a dozen states.
The pricing model is the honest complaint. Everything is a module - payroll, benefits admin, HR cloud, IT management, each adding per-employee dollars - and the advertised $8 starting point bears little resemblance to a real configuration, which typically lands at $25-35 per employee per month. At 75 employees that is $22,500-31,500 a year, roughly double a Gusto Plus setup. You are paying for the IT layer and the automation engine, and the value case is real, but only if you use them.
Our line: under 20 employees, Rippling is a jet engine on a go-kart - buy Gusto. From 20 to 100, especially remote-heavy with real IT sprawl, it is the best HR purchase on this page and the only one you will not outgrow.
Gusto
The small-business payroll standard, still the easiest start
- Best for:
- US companies under 50 running their first real payroll
- Price:
- Simple $40/mo + $6/person; Plus $80/mo + $12/person
- Simple
- $40/month + $6/employee
- Plus
- $80/month + $12/employee
- At 25 employees (Plus)
- $380/month
- Benefits
- Health, 401(k), workers' comp in-platform
What we liked
- + Cleanest payroll experience in the category
- + Transparent public pricing with no sales calls
- + Benefits, workers' comp, and 401(k) brokered in-platform
- + Employees genuinely like the self-serve portal
What we didn't
- − HR features beyond payroll are shallow
- − Multi-state support on Simple tier is limited - Plus required
- − Costs converge with better platforms near 75+ employees
Gusto is the answer to "we need payroll and we need it working by Friday." Setup is genuinely self-serve, the interface makes tax filings and contractor payments hard to get wrong, and public pricing - $40 plus $6 a person for Simple, $80 plus $12 for Plus - means a 15-person company knows its $220-260 monthly cost without talking to anyone. Employee-side polish matters too: onboarding, paystubs, and W-2s live in a portal people can actually navigate, which quietly eliminates a whole category of admin questions.
Its ceiling is the HR layer. PTO policies, basic org charts, and onboarding checklists are there, but performance management, deeper reporting, and workflow automation are thin to absent - Gusto is a payroll company with HR features, not the reverse. Multi-state teams need Plus, and by 75 employees the Plus bill ($980/month) sits close enough to BambooHR-plus-payroll or a lean Rippling build that the comparison deserves rerunning. For the under-50, US-based majority, though, this is the correct default and has been for a decade.
BambooHR
The HR system of record small companies actually enjoy
- Best for:
- Companies of 30-100 investing in HR process, not just payroll
- Price:
- Per-employee pricing, typically ~$250-425/month at 25 staff
- Pricing model
- Per-employee, quoted
- Typical cost
- ~$250-425/month at 25 employees
- Included
- Records, PTO, onboarding, reporting
- Payroll
- US add-on module
What we liked
- + Best-in-class employee records, PTO, and onboarding workflows
- + Performance reviews and eNPS included at higher tier
- + Reporting HR people actually use
- + Payroll add-on now credible for US teams
What we didn't
- − Payroll is an add-on, not the core competency
- − Quote-based pricing with an annual bias
- − ATS module is weak (see our ATS ranking)
BambooHR is what you buy when the company crosses the line from "payroll plus a spreadsheet" to needing an actual system of record: clean employee data, PTO policies that enforce themselves, onboarding checklists that fire automatically, and reporting that answers questions like turnover-by-team without an export. The product's decade of small-business focus shows in a thousand small usability decisions, and HR managers consistently describe it as the tool they would take to their next job.
The inversion versus Gusto is the point: here HR is the core and payroll is the add-on, credible now for US teams but still the junior module. Pricing is quoted per-employee and typically lands at $250-425 a month for a 25-person company before payroll. The honest pairing many companies run - BambooHR for HR, Gusto for payroll - works well but means two systems and $600+ a month at 25 heads, which is exactly the consolidation argument Rippling wins. Choose Bamboo when HR process maturity is the actual goal.
Deel
The pick when your org chart crosses borders
- Best for:
- US companies with meaningful international headcount
- Price:
- Deel HR free; US payroll ~$19/employee/mo; global modules priced per use
- Deel HR
- Free
- US payroll
- ~$19/employee/month
- Contractor management
- $49/contractor/month
- EOR (if needed)
- from $599/employee/month
What we liked
- + Free HRIS is a real product, not a trial
- + Contractors, EOR, and US payroll under one roof
- + The only platform here where global is native, not bolted on
- + Strong contractor compliance tooling
What we didn't
- − US-only companies get better payroll UX from Gusto
- − Costs assemble from many per-use pieces - watch the total
- − HR depth (performance, engagement) trails BambooHR
Deel earns this rank for one specific and growing company shape: US-headquartered, under 100 people, with contractors in four countries and maybe an EOR employee in two more. For that company, every platform above forces duct tape - Gusto cannot pay the developer in Poland, BambooHR can hold her record but not her contract. Deel does contractors ($49/month each), EOR employment (from $599/month), US payroll (~$19/employee), and a genuinely free HRIS in one system where the org chart just includes everyone.
For a purely domestic company, it drops several places: the US payroll experience is competent but younger than Gusto's, the HR layer is thinner than Bamboo's, and the pricing model - free core plus per-use modules - requires attention to keep the assembled total honest. Price your actual roster across two years before choosing; Deel wins mixed-workforce math decisively and loses all-US math narrowly.
Justworks
The PEO route: big-company benefits, per-employee toll
- Best for:
- Teams of 10-60 that want great health insurance to compete for talent
- Price:
- PEO from ~$59/employee/month; payroll-only from $50/mo + $8/person
- PEO Basic
- ~$59/employee/month
- PEO with benefits access
- ~$109/employee/month tier
- At 25 employees (Basic)
- ~$1,475/month
- Model
- Co-employment (PEO)
What we liked
- + PEO model buys access to large-group health insurance rates
- + Co-employment offloads payroll tax filings and compliance
- + Flat published per-employee pricing - rare for a PEO
- + 24/7 support that actually answers
What we didn't
- − $59+/employee/month is the priciest structural choice here
- − Co-employment means less control and a real switching cost
- − HR tooling is basic; this is benefits and compliance, not workflows
Justworks is not software so much as a structure: as a PEO it co-employs your team, pooling you with thousands of other small companies so your 18-person startup buys health insurance at large-group rates. For talent-competitive teams, that is the whole pitch - benefits packages that go toe-to-toe with a 5,000-person company's, plus payroll taxes filed under the PEO's umbrella and compliance handled by someone whose job it is.
The toll is explicit and honest: roughly $59 per employee per month for the base PEO tier, $109 for the benefits-access tier, published on the website - transparency the PEO industry historically refused. At 50 employees the base tier runs $35,400 a year, which is Rippling money for far less software. That is the real comparison: Justworks buys insurance economics and compliance outsourcing, not HR tooling, and the standard exit - graduating to your own group plan around 50-75 employees - should be planned from day one, because leaving a PEO mid-year is a benefits-continuity headache.
HiBob
Mid-market culture tooling reaching down-market
- Best for:
- Fast-growing 50-100 person companies with an HR lead
- Price:
- Quoted; typically ~$10-16/employee/month for core
- Pricing
- Quoted, ~$10-16/employee/month core
- Payroll
- Via integrations, not native
- Sweet spot
- 50-500 employees
- Strength
- Engagement, performance, comp cycles
What we liked
- + Best engagement and culture features on this list
- + Flexible workflows for hybrid and multi-office teams
- + Performance and compensation modules scale to 500+
What we didn't
- − Quote-based pricing aimed above this list's audience
- − No native US payroll - integration required
- − Needs a real HR owner to configure well
HiBob (the product is "Bob") is a mid-market HRIS that keeps winning deals at the top of this list's range, because its culture layer - engagement surveys, recognition, celebration feeds, real performance and compensation cycles - is what a 75-person company's first Head of People actually wants to run. The workflows are the most configurable here short of enterprise software, built for hybrid teams across offices and time zones.
Below about 50 employees, it is the wrong buy: quoted pricing typically lands at $10-16 per employee for core modules before payroll (which is integration-only in the US - a genuine gap versus everything ranked above), and the configurability that delights an HR team is homework for a founder-admin. Rank it by trajectory: if you will be 150 people in two years, starting on Bob at 60 saves a painful migration later, and that forward-looking case is exactly why it makes this list.
Homebase
Built for hourly teams: scheduling first, HR attached
- Best for:
- Restaurants, retail, and services running hourly crews
- Price:
- Free basic plan; paid from ~$24.95/location/month; payroll add-on
- Free tier
- 1 location, basic scheduling + time clock
- Paid plans
- from ~$24.95/location/month
- Payroll add-on
- ~$39/month + $6/employee
- Built for
- Hourly, shift-based workforces
What we liked
- + Scheduling, time clocks, and shift swaps done properly
- + Per-location pricing beats per-employee math for big hourly crews
- + Free tier covers one location's basics
- + Payroll add-on syncs hours straight to pay runs
What we didn't
- − Wrong shape for salaried knowledge-work teams
- − HR depth is thin: records and docs, not process
- − Costs stack per location plus payroll fees
Homebase is the right answer to a question the rest of this list ignores: how do you run HR for 40 hourly workers across two restaurant locations? Scheduling with shift swaps and availability, time clocks with break enforcement, labor-cost forecasting against sales - this is the operational core for hourly businesses, and per-location pricing (from about $24.95 a month) is dramatically cheaper than per-employee platforms when a location runs 25 part-timers.
The payroll add-on (~$39 plus $6 per employee) closes the loop from clocked hours to net pay with no export step, which for tip-heavy, overtime-prone payrolls prevents real errors. What it is not: an HRIS for salaried teams - performance, engagement, and HR process barely exist. If your workforce punches a clock, rank this several spots higher; if it doesn't, this is not your platform, and that clean split is why it sits mid-table on a general list.
Zoho People
Functional HR at a price that looks like a typo
- Best for:
- Cost-driven teams, especially inside the Zoho ecosystem
- Price:
- From $1.25 to ~$4.50/employee/month by tier
- Tiers
- $1.25-$4.50/employee/month
- At 50 employees (top tier)
- ~$225/month
- US payroll
- None - integrate separately
- Modules
- Leave, attendance, performance, LMS
What we liked
- + Cheapest real HRIS in existence - $4.50/employee tops out the tiers
- + Attendance, leave, performance modules all present
- + Deep customization for the patient
- + Natural fit with Zoho One suite
What we didn't
- − No US payroll - you will pair it with something
- − The usual Zoho UX clunk throughout
- − Configuration burden lands on you
Zoho People's top tier costs $4.50 per employee per month - less than a tenth of a typical Rippling build - and it is a real HRIS: leave management, attendance, shift tracking, performance appraisals, even a learning module. A 50-person company runs the whole thing for about $225 a month. On raw functionality-per-dollar, nothing on this list is within shouting distance.
The catches are the standard Zoho bargain. There is no US payroll, so you are pairing it with Gusto or similar and maintaining two systems, which erodes the savings and the simplicity. The interface works but clunks, and getting the modules configured to match your policies is a project you do yourself rather than an onboarding someone runs for you. For a bootstrapped company with more patience than budget - or one already living in Zoho One - it is a legitimately good deal. For everyone else, the cheap sticker buys an expensive amount of fiddling.
Paycor
Legacy payroll competence behind a sales-quote wall
- Best for:
- Companies that want a traditional payroll bureau relationship
- Price:
- Quoted; typically ~$99+/month base plus ~$5-8/employee
- Pricing
- Quoted; ~$99+/mo base + per-employee fees
- Heritage
- Founded 1990, payroll-bureau roots
- Strength
- Complex pay rules, tax filing depth
- Watch for
- Annual contracts, price escalators
What we liked
- + Decades of payroll and tax-filing competence
- + Compliance content and support for traditional industries
- + Scales to complex pay structures the startups fumble
What we didn't
- − Opaque quoted pricing with negotiated-discount games
- − Interface and workflows feel a generation behind
- − Contracts and cancellation are old-industry unpleasant
Paycor represents the traditional payroll-bureau tier - Paychex and ADP Run are its cousins - and the case for it is genuinely narrow but real: complex pay structures (union rules, certified payroll, intricate shift differentials) that the startup platforms handle badly, plus a depth of tax-filing experience that has survived every IRS deadline since 1990. Manufacturing and healthcare businesses with those needs are still well served here.
Everything else about the buying experience explains the rank. Pricing is quoted, first-year discounts mask escalators, and the invoice grows line items (year-end W-2 fees, delivery fees) that modern platforms include. The software works but feels its age, and cancellation involves notice windows and phone calls. For a standard sub-100 company, Gusto delivers a better product with public pricing; Paycor is what you choose when your payroll is genuinely too weird for the new generation, and you should make them earn it in the negotiation.
Bottom line
Buy Gusto if you are under 50, US-only, and payroll is the job to be done - it is the category's best product at its clearest price. Buy Rippling when consolidation starts paying for itself: 20+ employees, remote across states, IT accounts multiplying. The rest are situational winners - BambooHR for HR process, Deel for international rosters, Justworks for benefits-driven recruiting, Homebase for hourly crews - and the discipline that matters more than the pick is rerunning the per-employee math at every 25-person milestone, because the platform that was cheap at 25 rarely is at 75.
Frequently asked questions
What is the best HR software for a small company?
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Rippling is the best HR software for companies under 100 employees in 2026 if you want HR, payroll, and IT unified in one system, while Gusto ($40/month plus $6 per person) is the better pick for companies under 50 that mainly need excellent payroll. BambooHR leads when HR process - onboarding, PTO, performance - is the priority, and Deel wins for teams with international contractors or employees.
How much does HR software cost per employee?
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Plan on $6 to $35 per employee per month in 2026 depending on scope: payroll-centric platforms like Gusto run $6-12 per person plus a base fee, HRIS platforms like BambooHR and HiBob quote roughly $8-16 per employee, and full modular stacks like Rippling commonly assemble to $25-35 per employee. Outliers exist in both directions - Zoho People delivers a basic HRIS for $1.25-4.50 per employee, while PEOs like Justworks charge $59+ per employee because insurance economics and co-employment are bundled in.
What is the difference between a PEO and HR software?
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A PEO (like Justworks) legally co-employs your staff - filing payroll taxes under its own accounts and pooling your team into large-group insurance plans - while HR software (like Gusto, Rippling, or BambooHR) is a tool you run under your own legal employment. The PEO's co-employment typically costs $59-150 per employee per month and buys better benefits rates plus outsourced compliance; software costs $6-35 per employee and leaves you in control. Small teams competing on health benefits often start with a PEO and graduate to software plus their own group plan around 50-75 employees.
Do small companies need HR software or is a spreadsheet enough?
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Under about 10 employees, a spreadsheet plus a payroll service is genuinely fine; past 15-20, the math flips because manual PTO tracking, onboarding, and records cost more admin hours than software does dollars. A 25-person company spending five admin hours a week on HR busywork burns roughly $9,000 a year in loaded labor - more than a Gusto Plus subscription ($4,560 a year at that size) that eliminates most of it. The forcing events are usually the first multi-state hire, the first benefits plan, or the first time compliance paperwork gets missed.
Can HR software handle employees in multiple states?
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Yes, but tier and platform matter: multi-state payroll requires state tax registration, filing, and unemployment insurance handling in every state where employees live, and platforms differ sharply in how much of that they automate. Rippling handles state registrations in-app and is the strongest multi-state option; Gusto supports all 50 states but puts multi-state payroll on its Plus tier ($80/month plus $12 per person) rather than Simple. Ask any vendor two specific questions: who performs new state registrations, and what each additional state costs - the answers vary more than the marketing does.
How we ranked these
We weighted payroll quality and reliability at 30%, true total cost modeled at both 25 and 75 employees at 25% (base fees, per-employee charges, and the add-ons a realistic configuration requires), HR workflow depth at 20%, admin time saved - assessed from each vendor's documented onboarding flows and routine-task workflows - at 15%, and pricing transparency at 10%. Published prices are from vendor rate cards as of mid-2026; quote-based platforms are costed at typical figures reported by recent buyers, and we say so where numbers are estimates.

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